Category: Personal Finance
There are many ways to manage your money online. But, the best financial solution for me, and I’m not saying this because I was to lazy to find other ways, is the Ron Paul curriculum personal finance course. It has truly helped my financial situation dramatically. I have avoided many small expenses, though I do occasionally give in. It has provided me with the information on how to create my own budget, which I have and use fairly often. It has also given me friendly advice on how I should go about spending on clothes and technology. The teacher that I’ve been learning from is Mr. Timothy Terrell. He’s very descriptive and uses many helpful scenarios to demonstrate his points. But, he suggests that I take notes so that what he says doesn’t just go over my head. I suggest everyone else do the same. He also gives me the occasional writing assignment to also help solidify what I’ve learned. In fact, this is one of those writing assignments. The course is not free but I would suggest paying for it. It’s worth it, trust me. If anyone were to ever consider purchasing a financial helper, this course is perfect.
Recently I created a budget on a spreadsheet program to help me manage my money. But, when I finished, I learned more than just how to make a budget. When you create a budget, you really see how much income you collect, and how few or many expenses you have. Which is why you budget in the first place. Also, it’s not easy, because adding costs and subtracting costs can take quite a while. But if you stick to it, it’ll pay off. So that’s what I learned when I created a budget.
This week my income, or the amount of money I gained, was $25.00. This was due to there being much work to be done around the house. Since last October my income was $60.00. I believe this will not be the case next year, because my father said he wanted to continue my allowance he discontinued last year. This will provide with a steady income of $10.00 a week the following year.
Usually, if a man or woman has a fair amount of cash, or money, it normally goes unnoticed. But, when people see men & women who are rich and have a lot of money, they see it as unfair. They think that it’s unjust and immoral to have that much wealth. This is simply a flawed statement. Though many people have arguments and reasons for this topic, most have been proven wrong or have been set straight.
One of these arguments state that the rich should pay for things that the general public doesn’t. I truly don’t understand this argument. What right do you have to other people’s money? Just because they have more, doesn’t mean they have to give more. There are rich people who donate to people so not all rich people hoard money.
This next statement might be the most popular of all of these supposed monetary problems: “money is the root of all evil”. This is one argument that was taken from the Bible but later debunked. The Bible does contain these exact words but also has three extra words that people left out on purpose: “THE LOVE OF money is the root of all evil”. It states that if you love money that much, then you may do sinful things to get more. But remember, money isn’t evil, it’s how it is used.
Finally, the statement that money itself is immoral. This is by far the worst argument I’ve heard in a while. If people want to use money to feed & clothe the poor, then how can they say money is immoral. You need money to buy food and clothes for people, ever think of that. Again, money can be used for good & bad, it isn’t wrong itself.
Money was originally created to be used as a tool of barter. It has no value, but people are willing to accept it as currency. So if I work hard and make a large amount of money, it belongs to me because I worked for it.